Customers of Lloyds and Halifax faced disruptions with their banking applications, primarily related to difficulties in making and receiving payments. Reports of issues began around 7 a.m. on Monday, affecting several hundred users. Lloyds acknowledged the problems on social media and assured customers that online banking and telephone services remained operational. This incident follows a significant outage at Barclays attributed to a technology issue, which left many customers unable to access funds. Lloyds Banking Group announced plans to close 136 high street branches between May 2023 and March 2026, raising concerns about the reliability of digital banking services. Industry experts expressed worries regarding the resilience of financial infrastructure amid these technological disruptions.