digital payment Archives

AppWizard

January 6, 2026

How Android Apps Are Adapting To The Rise Of Cross-Platform Digital Payments

Android developers are adapting to a rapidly changing global payments landscape, driven by user demand for seamless experiences across platforms, shifting regulatory frameworks, and the rise of cross-border transactions through mobile applications. This evolution is particularly relevant for international sectors like igaming, which often utilize alternative payment methods under offshore licensing. Developers are focusing on streamlined in-app experiences by adopting payment frameworks that enhance security and expedite verification processes. Over the past two years, payment standards have diversified, leading to the implementation of unified payment layers in Android apps to accommodate various tokens, cards, mobile wallets, and region-specific methods. The number of global mobile payment users is projected to reach 5.6 billion by 2025, highlighting the need for cross-platform support. Mobile wallets, NFC, and universal payment APIs are being integrated more deeply into the Android ecosystem, allowing for instant recognition of users' preferred wallets. Streaming platforms are adopting cross-platform billing strategies, while travel apps are implementing flexible frameworks to adapt to regional regulations. In online gaming, there's a focus on diverse payment options to meet international audience expectations. By 2026, Android applications are expected to feature more cohesive payment interfaces, increased biometric verification, and dynamic updates of payment methods based on user location and device capabilities.

AppWizard

December 12, 2025

World launches its ‘super app,’ including crypto pay and encrypted chat features

World, a biometric ID verification initiative co-founded by Sam Altman, has launched an updated app featuring an encrypted chat integration and enhanced cryptocurrency functionality. Founded in 2019 by Tools for Humanity, World aims to combat AI-generated digital impersonations and establish digital "proof of human" tools. The app's World Chat messenger offers end-to-end encryption and color-coded speech bubbles for verified contacts. Users can now send and receive cryptocurrency, receive paychecks, and deposit bank funds without prior verification. World uses an iris-scanning device called Orb for authentication, converting iris data into a unique digital code for a World ID. The company has scanned fewer than 20 million eyes, with aspirations to reach one billion. To simplify the verification process, Tools for Humanity introduced Orb Minis, hand-held devices for self-scanning eyes at home.

AppWizard

September 15, 2025

Thomas Cook India Launches Forex App ‘TC Pay’ For Android, Apple Users

Thomas Cook India Ltd. has launched the 'TC Pay' foreign exchange application for Android and Apple users, announced on Monday. The app serves business-to-consumer (B2C) customers, offering services such as forex card management, currency exchange, and international remittances. Key features include end-to-end digital fulfillment, real-time card tracking, and WhatsApp calling for support. TC Pay aligns with the trend of mobile-based remittances, which account for 60% of digital transfers globally, and reflects a shift in India towards digital payments, with over 93% of consumers using digital methods. The launch is seen as a strategic move to enhance Thomas Cook's digital presence and reach new markets. Despite this innovation, Thomas Cook India's shares fell by 1.12% on Monday, while the Nifty 50 index dipped by 0.18%.

AppWizard

September 13, 2025

CBE, banks to launch card tokenization on Android mobile apps

The Central Bank of Egypt (CBE) is collaborating with local banks to introduce card tokenization services for mobile applications on Android devices, following a similar launch on Apple Pay. This initiative involves partnerships with Visa, Mastercard, and Egypt’s national payment system, Meeza, to enhance digital financial transactions and consumer confidence. As of December 2024, there are over 41.5 million Meeza national cards and 50.4 million mobile wallet accounts, which facilitated 1.1 billion transactions totaling EGP 1.54 trillion in the latter half of 2024. The CBE is also upgrading Egypt’s instant payments network, InstaPay, to improve user experience and efficiency.

AppWizard

August 11, 2025

Google Wallet now wants your location before it’ll show receipts

Google Wallet now requires users to enable the “Precise location” setting on Android devices to access detailed maps and addresses on payment receipts, a feature that was previously available by default. This change, implemented in late July, prompts users to activate location access when viewing receipts that lack map features. Enabling location permissions will only affect new transactions and will not retroactively update past receipts.

AppWizard

July 8, 2025

Jack Dorsey’s new messaging app works without internet. What is Bitchat?

Jack Dorsey has introduced Bitchat, a messaging app that operates without internet connectivity by using Bluetooth technology for direct messaging. The beta version is available via TestFlight, and a white paper is accessible on GitHub. Bitchat functions as a peer-to-peer platform, leveraging Bluetooth mesh networks to allow users to exchange encrypted messages without requiring internet access, central servers, phone numbers, or email addresses. Messages can travel up to 300 meters by relaying through other devices. All messages are stored on users' devices, disappear by default, and do not pass through central servers, prioritizing user privacy and resistance to censorship. Bitchat allows for group chats called “rooms” and includes a feature for saving messages for offline delivery. Future updates will introduce WiFi Direct capabilities. Following the announcement, all 10,000 beta spots were filled.

AppWizard

July 1, 2025

Google Wallet gets a fresh coat of Material 3 Expressive with latest Play System update

Google is redesigning its digital payment platform, Google Wallet, as part of the Play System update version 25.25. The redesign includes new icons, rounded rectangle containers, a revamped logo, and minimalistic buttons, such as a simplified “+” floating action button. Despite these visual enhancements, the core functionality of Google Wallet remains unchanged, aiming to provide a more intuitive user experience.

AppWizard

June 29, 2025

Hackers Spying on Android Phones in Real Time, Targeting 500+ Bank, Crypto and Payment Apps To Steal Sensitive Data: Cybersecurity Firm

A new version of banking malware is targeting Android devices, allowing cybercriminals to capture login credentials and manipulate banking applications in real time. This malware uses an advanced virtualization technique to hijack legitimate banking apps by installing a malicious host application that creates a controlled sandbox environment for the targeted app. Users are redirected to this virtualized instance, where their actions are monitored and manipulated, enabling the interception of sensitive information. The malware targets nearly 500 financial applications globally, including major banks in North America, the UK, Canada, and Europe, as well as cryptocurrency wallets and digital payment platforms.

AppWizard

April 23, 2025

Samsung Wallet’s installment payments and tap-to-send features show up in the app

Samsung Wallet is testing two new features: 'Buy Now, Pay Later' (BNPL) and 'Tap to Transfer,' with a potential launch in the U.S. The BNPL feature, powered by Splitit, allows users to split payments for purchases using Visa or Mastercard without a credit check, though activation may require approval and could incur fees. The 'Tap to Transfer' feature enables peer-to-peer money transfers by tapping an NFC-compatible device, allowing immediate fund transfers to the recipient's bank account linked to their debit card. Both features are currently in testing and may prioritize a U.S. launch.

AppWizard

April 23, 2025

Sanso’s chat messenger aims to dethrone usual messengers

LetsTalkh Messenger is a messaging app developed by Sanso Technologies that offers a unique user experience without advertisements or data tracking. It features global roaming chat capabilities, end-to-end encryption, built-in privacy tools, and a focus on user empowerment. Sanso Technologies, led by founder Haroon S Khan, has a strong presence in the EU and UAE and has been recognized by platforms like FORBES. SansoPay is a cross-border digital payment platform that enables secure international transactions for individuals and businesses. It includes features like cross-border capabilities, API integration, a SansoPay Debit Card, and robust security measures compliant with regulations. SansoPay aims to provide financial freedom and cater to various sectors, addressing challenges faced by traditional payment platforms.