Users expressed frustration on social media about outages affecting banking applications, particularly on payday. Lloyds Bank acknowledged the issues and asked customers to be patient while they worked on a fix. Outages were also reported by HSBC, Halifax, and the Royal Bank of Scotland. A Treasury Committee report revealed that nine of the UK's largest banks had experienced over a month of unplanned technical outages in the past two years, with 158 incidents of IT failures reported between January 2023 and February 2025. Common causes of these outages included problems with third-party suppliers, system changes, and internal software issues. Downdetector is a platform that tracks service disruptions across various services, allowing users to report issues.