financial transactions Archives

AppWizard

December 3, 2025

Google expands Android scam protection feature to Chase, Cash App in U.S.

Google is expanding its in-call scam protection feature for Android to include various banks and financial applications in the United States. This update supports fintech platforms like Cash App, which has 57 million users, and the JPMorgan Chase mobile banking app, with 50 million downloads on Google Play. The feature, initially launched in May and integrated into Android 16, alerts users when they are using a financial app during a call with an unknown number, warning them that the caller may not be legitimate. The alert remains visible for 30 seconds, allowing users to reassess the situation. The feature is compatible with Android 11 and later versions and was previously tested in the U.K., Brazil, and India. Users are advised to remain vigilant and avoid risky behaviors that could compromise their security.

Tech Optimizer

November 12, 2025

Kaspersky Antivirus is Now Available for Linux. Will You Use it?

The Linux ecosystem is facing increased threats from sophisticated cybercriminals targeting critical infrastructure. Kaspersky, a Russian cybersecurity firm, has launched antivirus protection specifically for home Linux users following a ban on its products in the U.S. as of July 2024. This marks the first time Kaspersky's home user products officially support Linux, with compatibility for major 64-bit distributions like Debian, Ubuntu, Fedora, and RED OS. The software includes features such as real-time monitoring, behavioral analysis, automatic scanning of removable media, anti-phishing alerts, online payment protection, anti-cryptojacking capabilities, and AI-powered scanning. However, Kaspersky for Linux is not GDPR-ready, which may concern EU users regarding data protection compliance. Users need an active paid subscription to download the software, but a 30-day free trial is available. Installation is straightforward, with DEB and RPM packages provided.

AppWizard

November 8, 2025

A dangerous rise in Android malware hits critical industries

A study by Zscaler has reported a significant increase in mobile and IoT security incidents, with 239 malicious Android applications on Google Play downloaded 42 million times. There has been a 67% year-over-year increase in Android malware transactions, primarily involving spyware, banking trojans, and adware, which now constitutes 69% of all malware detections. The energy sector has seen a 387% rise in attack attempts, while manufacturing and transportation industries face over 40% of IoT threats. IoT attacks are largely driven by malware families like Mirai, Mozi, and Gafgyt, which account for about 75% of malicious payloads, with routers being the primary targets. Mobile attacks are concentrated in a few countries, emphasizing the need for enhanced security measures.

AppWizard

November 5, 2025

Beware: 239 Dangerous Android Apps Found on Google Play with 40M+ Installs

Cybersecurity threats targeting mobile devices and critical infrastructure have significantly increased, with Zscaler's research revealing that 239 malicious Android applications on the Google Play Store have been downloaded 42 million times. The energy sector has experienced a 387% rise in cyberattacks compared to the previous year. Malicious applications often disguise themselves as legitimate tools, exploiting user trust, especially in hybrid and remote work environments. There has been a 67% year-over-year increase in Android malware transactions, with spyware and banking malware posing significant risks. The manufacturing and transportation sectors accounted for 20.2% of all observed IoT malware attacks, with a shift in focus from manufacturing to include transportation. Approximately 40% of blocked transactions were linked to the Mirai malware family, while Mozi has become the second most prevalent. Geographically, India is the top target for mobile attacks (26%), followed by the United States (15%) and Canada (14%). The U.S. also leads in IoT malware incidents at 54%. New threats include Android Void malware, affecting 1.6 million Android TV boxes, and Xnotice, a Remote Access Trojan targeting job seekers in the oil and gas industry. Adware now represents 69% of mobile threats, surpassing the Joker malware family.

Tech Optimizer

October 24, 2025

Why Aren’t Antivirus Programs Enough To Protect Crypto?

Cryptocurrency has introduced a decentralized approach to financial transactions, but it faces significant security challenges, including vulnerability to cyberattacks, theft, and fraud. Traditional antivirus software has limitations, such as reliance on signature-based detection, which struggles against emerging and polymorphic malware. Behavioral detection methods also have shortcomings, as stealth malware can disguise itself and conditional activation can evade detection. Fileless malware techniques and human error, such as phishing and weak password hygiene, further complicate security. To enhance security, cryptocurrency users should adopt a multi-layered strategy that includes using hardware wallets for offline storage of private keys, implementing multi-factor authentication (MFA), and utilizing dedicated anti-malware tools. Safe browsing habits and regular software patches are also essential, along with securely backing up private keys.

Tech Optimizer

October 22, 2025

4 free antiviruses that protect, detect and remove viruses and malware without slowing down your PC

Experiencing a slowdown in computer performance, delayed program launches, or unexpected pop-ups may indicate a digital infection. Free antivirus software can effectively address these issues. Free versions from reputable companies now rival paid counterparts in detection capabilities and performance. Windows Defender is a built-in solution with real-time scanning, a firewall, and ransomware protection. Avast Free Antivirus offers a user-friendly interface and intelligent detection, including network scans. AVG AntiVirus Free is known for minimal resource consumption and shares a database with Avast. Kaspersky Free provides substantial protection against phishing and malware without intrusive ads. Choosing the right antivirus depends on usage patterns; casual users may suffice with free options, while those handling sensitive data might need premium versions. Lightweight solutions like AVG or Windows Defender are suitable for older computers, while Avast or Kaspersky are better for modern laptops connecting to public Wi-Fi. Regular updates for free antivirus programs are essential for protection against emerging threats. Real-time detection is crucial for blocking threats before they affect the system, and most contemporary free solutions utilize cloud-based systems for enhanced security. Independent assessments show that effective free antivirus programs consume minimal system resources. Safe online habits, such as avoiding unfamiliar links and software from questionable sources, complement antivirus protection. Installing multiple antivirus programs can lead to conflicts, so it's best to use one reliable solution. Comprehensive protection can be achieved without financial investment by making informed choices.

AppWizard

September 15, 2025

Thomas Cook India Launches Forex App ‘TC Pay’ For Android, Apple Users

Thomas Cook India Ltd. has launched the 'TC Pay' foreign exchange application for Android and Apple users, announced on Monday. The app serves business-to-consumer (B2C) customers, offering services such as forex card management, currency exchange, and international remittances. Key features include end-to-end digital fulfillment, real-time card tracking, and WhatsApp calling for support. TC Pay aligns with the trend of mobile-based remittances, which account for 60% of digital transfers globally, and reflects a shift in India towards digital payments, with over 93% of consumers using digital methods. The launch is seen as a strategic move to enhance Thomas Cook's digital presence and reach new markets. Despite this innovation, Thomas Cook India's shares fell by 1.12% on Monday, while the Nifty 50 index dipped by 0.18%.

AppWizard

September 13, 2025

CBE, banks to launch card tokenization on Android mobile apps

The Central Bank of Egypt (CBE) is collaborating with local banks to introduce card tokenization services for mobile applications on Android devices, following a similar launch on Apple Pay. This initiative involves partnerships with Visa, Mastercard, and Egypt’s national payment system, Meeza, to enhance digital financial transactions and consumer confidence. As of December 2024, there are over 41.5 million Meeza national cards and 50.4 million mobile wallet accounts, which facilitated 1.1 billion transactions totaling EGP 1.54 trillion in the latter half of 2024. The CBE is also upgrading Egypt’s instant payments network, InstaPay, to improve user experience and efficiency.

Tech Optimizer

September 3, 2025

Malwarebytes Ultimate

Malwarebytes offers a cybersecurity suite called Malwarebytes Ultimate, which includes antivirus protection, VPN services, and identity theft remediation. The pricing starts at .99 per year for a single device, with higher costs for additional devices. The suite provides coverage for Windows, macOS, Android, and iOS. The identity theft protection is powered by TransUnion but lacks the extensive features of competitors like Bitdefender and Norton. Malwarebytes Ultimate includes a VPN with over 60 server locations across 34 countries, though it does not cover regions like Africa or certain countries. The VPN features include an automatic activation option and split tunneling. Malwarebytes has received high scores in independent testing for its antivirus capabilities on Android but did not appear in some recent evaluations. The identity theft protection system allows users to monitor personal information and receive alerts if their data is found on the dark web. Users can also track financial transactions for suspicious activity and access resources for identity and credit protection. Malwarebytes provides a dedicated resolution specialist for identity theft cases and offers a personal data removal service.

AppWizard

August 12, 2025

Android on trial

Google has approached the Supreme Court regarding an antitrust case that could significantly impact India's digital economy, particularly concerning its dominance over the Android operating system and the requirement for app developers to use Google's payment systems, which can impose commissions of 15-30%. The Competition Commission of India (CCI) found Google to be a dominant entity, concluding that its practices constituted abuse of power, resulting in a penalty of ₹936 crores. Google appealed this decision, leading to a reduced penalty of ₹217 crores from the National Company Law Appellate Tribunal (NCLAT), which did not classify Google as a "gatekeeper." Google has since filed additional appeals with the Supreme Court, which is set to hear the case in November. A study on Indian farmers revealed that extreme heat, with temperatures exceeding 43°C, significantly impacts their livelihoods, leading to increased food insecurity and undernutrition. While average calorie consumption remained stable, the incidence of "strong undernutrition" rose, affecting approximately 3 million individuals. The study found that extreme heat forces families to seek non-farm employment and adapt their food sources, often leading to a decline in job retention and increased vulnerability due to limited access to credit. The findings suggest that climate change is exacerbating challenges in Indian agriculture, necessitating policy interventions to enhance resilience and support affected households. India's cabinet approved a one-time ₹300 billion payout to state-run fuel retailers to compensate for losses from selling subsidized LPG. Tata Motors reported a 63% year-on-year drop in Q1 consolidated profit, while Nayara faced scrutiny over Russian oil imports. The Supreme Court upheld a ruling classifying telecom towers as movable property, providing tax relief for telecom companies. Tesla India signed a nine-year lease for a showroom in Delhi, marking its expansion into the Indian market.