investing

AppWizard
May 2, 2026
This week’s edition of Terminally Online reflects on the current state of Massively Multiplayer Online games (MMOs), highlighting a mix of nostalgia and concern. The genre includes popular titles like The Elder Scrolls Online, Final Fantasy 14, and Guild Wars 2, but recent cancellations of new MMOs have caused unease among players, with 2025 referred to as an “MMO massacre.” Projects such as New World and Project Blackbird have been canceled, emphasizing the fragility of the genre. Players often find themselves relying on established games as excitement for new releases wanes. Investing time in MMOs can yield rewards but also leads to frustration due to the evolving nature of these games, which can dishearten long-time players. World of Warcraft exemplifies this with its fluctuating quality and controversial expansions. Titles like Final Fantasy 14 have been praised for their narratives but criticized for gameplay stagnation. The history of MMOs shows that even successful games like City of Heroes and Star Wars: Galaxies eventually fade, leaving communities in a state of uncertainty. Factors contributing to this stagnation include shareholder pressure for consistent growth, which can hinder creativity and lead to a focus on short-term profits. Despite these challenges, there is hope for the future of MMOs, as the industry is cyclical. Upcoming projects, such as Riot’s new MMO, may inspire renewed interest and community engagement. The desire for a vibrant MMO landscape and the friendships formed within these games remain strong among players.
Winsage
May 1, 2026
The benchmark for a gaming PC is now 16 gigabytes of RAM, as suggested by Microsoft, which is classified as the minimum requirement. For future-proofing, 32GB is considered optimal, especially for users who multitask with applications alongside gaming. A recent Microsoft blog post outlines these specifications, noting that 40.97% of gamers use 16GB of RAM, while 36.62% have upgraded to 32GB, and only 8.15% are still on 8GB. Additionally, a 32GB DDR5 memory kit currently costs 0 or more. Microsoft also advises selecting multi-core processors and current-generation GPUs to match the desired frames per second and monitor specifications for an optimal gaming experience.
Tech Optimizer
May 1, 2026
Antivirus software protects against various sophisticated malware threats, including ransomware, spyware, phishing attacks, and adware. When selecting antivirus software, consider the number of devices needing protection, the operating systems in use, and whether the protection is for personal or business purposes. Free antivirus options have improved and may suffice for average users, while paid plans typically offer better protection and support. Evaluating products involves reading privacy policies, utilizing free trials, and checking independent test results. The best antivirus software depends on individual needs, devices, budget, and online behavior.
Tech Optimizer
May 1, 2026
Jeff Bezos stated that a breakthrough technology would shape Amazon's future, while Andy Jassy described generative AI as a transformative innovation for customer experiences. Elon Musk predicted that by 2040, there could be at least 10 billion humanoid robots, valued between ,000 and ,000 each, leading to a potential market of [openai_gpt model="gpt-4o-mini" prompt="Summarize the content and extract only the fact described in the text bellow. The summary shall NOT include a title, introduction and conclusion. Text: When Jeff Bezos remarked that a singular breakthrough technology would determine Amazon's future, it raised eyebrows across Wall Street. A year later, Andy Jassy, Amazon's new CEO, characterized generative AI as a “once-in-a-lifetime” innovation, already transforming customer experiences throughout the company. Elon Musk's Vision of the Future At the 8th Future Investment Initiative conference, Elon Musk forecasted that by 2040, there could be at least 10 billion humanoid robots, each priced between ,000 and ,000. This projection suggests a staggering market potential of 0 trillion by that year. To put this figure into perspective, Musk's estimate is roughly equivalent to: 175 Teslas 107 Amazons 140 Metas 84 Googles 65 Microsofts 55 Nvidias This anticipated 0 trillion wave is not confined to a single entity but encompasses an entire ecosystem of AI innovators poised to redefine the global economy. Such a monumental shift could alter the operational dynamics of businesses, governments, and consumers alike. While the figure may seem ambitious, consulting giants like PwC and McKinsey project that AI could unlock multi-trillion-dollar opportunities. The Underlying Potential of AI The crux of this potential lies in a transformative breakthrough that is reshaping how humanity works, learns, and creates. This innovation has ignited a frenzy among hedge funds and top-tier investors. Interestingly, many investors may not yet recognize that a relatively under-owned company holds the key to this 0 trillion revolution. According to Verge, this company's competitively priced AI technology poses a significant threat to its rivals. As we observe the strategies of some of the wealthiest individuals globally, their insights are noteworthy: Bill Gates regards artificial intelligence as the “biggest technological advance in my lifetime,” surpassing even the internet and personal computers in its potential to enhance healthcare, education, and combat climate change. Larry Ellison is investing billions in Nvidia chips through Oracle and collaborating with Cohere to integrate generative AI into Oracle’s cloud and applications. Warren Buffett, typically cautious about tech trends, acknowledges the potentially ‘hugely beneficial social impact’ of this breakthrough. The alignment of billionaires from Silicon Valley to Wall Street around this concept signals its significance. While the achievements of Tesla, Nvidia, Alphabet, and Microsoft are commendable, there exists an even greater opportunity beyond these giants. The real narrative is not centered on Nvidia, but rather on a smaller company quietly enhancing the crucial technology that underpins this entire revolution. Insights from both Silicon Valley insiders and Wall Street veterans suggest that this prediction may not be as audacious as it seems: in a few years, investors may wish they had acquired shares in this company. For those interested in exploring this groundbreaking company and its innovative technology, a detailed, members-only report has been compiled, providing essential insights. For just .99 a month, subscribers can access a year’s worth of in-depth investment research and exclusive insights—an investment less than the cost of a fast-food meal. Exclusive Offer for Investors Here’s why this opportunity is too compelling to overlook: Access to Our Detailed Report on this Game-Changing AI Stock: Dive deep into our top AI stock’s innovative technology and expansive growth potential. 11 New Issues of Our Premium Readership Newsletter: Receive 11 new issues and at least one new stock pick each month from our curated portfolio over the next year, selected by our research director, Dr. Inan Dogan. One Free Upcoming Issue of Our 70+ Page Quarterly Newsletter: A value of 9. Bonus Reports: Gain premium access to exclusive fund manager video interviews. Ad-Free Browsing: Enjoy a year of investment research without distracting ads, allowing you to focus on uncovering the next big opportunity. 30-Day Money-Back Guarantee: If you’re not completely satisfied, a full refund is available within 30 days, no questions asked. For those contemplating entry into this investment landscape, prompt action is advised. Once Wall Street becomes aware of this narrative, the window for easy gains may close. Space is Limited! Only 1,000 spots are available for this exclusive offer. Don’t let this opportunity slip away—subscribe to our Premium Readership Newsletter today and unlock the potential for a transformative investment. Here’s what to do next: Visit our website and subscribe to our Premium Readership Newsletter for just .99 a month. Enjoy a year of ad-free browsing, exclusive access to our in-depth report on the revolutionary AI company, and the upcoming issues of our Premium Readership Newsletter over the next 12 months. Sit back, relax, and rest assured with our ironclad 30-day money-back guarantee. Don’t miss out on this incredible opportunity! Subscribe now and take control of your AI investment future!" max_tokens="3500" temperature="0.3" top_p="1.0" best_of="1" presence_penalty="0.1" frequency_penalty="frequency_penalty"] trillion. Consulting firms like PwC and McKinsey estimate that AI could unlock multi-trillion-dollar opportunities. Bill Gates views AI as the biggest technological advance of his lifetime, while Larry Ellison invests in Nvidia chips and collaborates on generative AI. Warren Buffett acknowledges the social impact of AI. There is a suggestion that a smaller, under-owned company holds key technology for this AI revolution, which could lead to significant investment opportunities. A report is available for subscribers, detailing insights into this company and its technology.
Winsage
April 30, 2026
Microsoft has clarified that while 16GB of RAM is the baseline for gaming, 32GB is now promoted as the ideal upgrade, especially for users running applications like Discord, web browsers, or streaming tools alongside gaming. The company continues to recommend 8GB as the minimum for Windows, but emphasizes that 32GB is becoming a mainstream option due to the increasing demands of modern gaming setups. Microsoft previously described 32GB as "ideal for serious gamers" and highlights that it helps manage multitasking and background applications effectively. The growing memory requirements are attributed to the evolution of games, which feature larger assets and higher resolution textures, as well as the resource-intensive nature of many Windows applications. Additionally, consumers are facing higher costs for memory upgrades due to increased demands and a memory shortage exacerbated by AI companies. Microsoft is also working on developing more efficient native Windows 11 applications to address these challenges.
AppWizard
April 30, 2026
Meta has reported a loss of approximately 20 million daily active users across its applications this quarter, attributing the decline to ongoing internet disruptions in Iran and restrictions on WhatsApp in Russia. The company plans to spend between billion and billion this year to support AI initiatives, which is an increase from earlier projections. Meta is also facing legal challenges regarding youth safety, warning of potential material losses due to ongoing lawsuits. To manage its finances while investing in AI, Meta is reducing its workforce by laying off about 8,000 employees and canceling plans to fill 6,000 open roles.
Winsage
April 29, 2026
Microsoft acquired GitHub in 2018 for .5 billion in stock. As of April 25, 2026, GitHub has failed to meet its service level agreements (SLAs), reporting an uptime of only 90.21%, significantly lower than the promised 99.9%. Developer Mitchell Hashimoto has documented these outages, which have led to user frustrations, including issues like disappearing code commits. GitHub's Chief Customer Officer, Kyle Daigle, acknowledged the concerns but failed to alleviate user dissatisfaction. Hashimoto announced his departure from GitHub, citing ongoing outages that hindered his work. Additionally, the programming language Zig has migrated to competitor Codeberg, criticizing GitHub's engineering culture. GitHub's struggles are linked to Microsoft's focus on artificial intelligence, which has diverted resources and raised concerns about service quality across Microsoft's products.
Winsage
April 25, 2026
On April 24, a protest organized by environmental and consumer advocacy groups took place outside the Microsoft France office in Paris to oppose the company's decision to discontinue support for the Windows 10 operating system. Activists claim this could lead to the obsolescence of approximately 300 million computers worldwide, resulting in 58 million tons of carbon dioxide emissions and significant depletion of raw materials. Consumers may face an average cost of €600 for new devices if they upgrade. Experts warn users must choose between expensive new hardware or risking financial fraud due to lack of security updates. The organization Halte à l'Obsolescence Programmée is gathering signatures for a petition advocating for a mandatory 15-year software support period. Public advocacy previously convinced Microsoft to extend its software update releases by an additional 12 months. The protest aims to raise awareness and apply pressure until the end of October.
Tech Optimizer
April 25, 2026
Microsoft has announced that users of Windows 11 do not need additional antivirus software, as Microsoft Defender is built-in and provides sufficient protection against malware, suspicious downloads, and phishing sites. OpenAI has shifted its advertising model for ChatGPT from cost-per-thousand impressions (CPM) to pay-per-click (CPC), allowing advertisers to bid between and per click. Yelp has upgraded its AI-powered assistant to answer inquiries, recommend services, and facilitate bookings through natural language processing, integrating with platforms like Vagaro and Calendly. Google has increased usage limits for subscribers of Google AI Pro and AI Ultra in Google AI Studio, making app creation more accessible and simplifying cost assessments for developers. HubSpot has introduced an outcome-based pricing model for its Breeze Customer Agent and Breeze Prospecting Agent, reducing costs per resolved conversation from to [openai_gpt model="gpt-4o-mini" prompt="Summarize the content and extract only the fact described in the text bellow. The summary shall NOT include a title, introduction and conclusion. Text: Welcome to this week’s edition of The Main Street Tech Report, where we delve into the latest advancements in small business technology. Here are five notable developments in AI, automation, and digital tools that have surfaced recently, along with their implications for your business. Microsoft Officially Says You Don't Need Extra Antivirus on Windows 11 In a recent announcement, Microsoft has clarified that users of Windows 11 do not require additional antivirus software. As reported by PCWorld, Microsoft Defender, the built-in protection software, is touted as “the most secure Windows yet.” This tool is activated by default and consistently updates to guard against malware, suspicious downloads, and phishing sites. While Microsoft acknowledges that users with multiple devices or those needing parental controls might consider supplementary protection, for the majority, the fully updated Windows Defender suffices. Why this is important for your small business: This development may not be welcomed by antivirus software manufacturers, but it underscores a significant shift in how security is approached. It raises the question of why such protection wasn’t integrated into operating systems sooner. For small businesses, collaborating with IT professionals to optimize Microsoft Defender is crucial. Ensuring that operating systems are updated and avoiding unnecessary bloatware from antivirus vendors can streamline security efforts. OpenAI Turns on Cost-Per-Click Ads Inside ChatGPT OpenAI has transitioned its advertising model for ChatGPT from a cost-per-thousand impressions (CPM) to a pay-per-click (CPC) system, as highlighted by Digiday. Advertisers can now bid between and per click, allowing for more direct and measurable engagement results. This change comes after a notable decline in CPM rates, which fell from to as low as since February. Gartner analyst Nicole Greene notes that this shift provides advertisers with consistent metrics to justify reallocating their budgets to OpenAI. Why this is important for your small business: As ChatGPT and similar AI platforms adopt a CPC model, businesses may find themselves navigating a challenging landscape. My own experiences with CPC advertising have often led to discrepancies between reported clicks and actual engagement, leaving many advertisers frustrated. Small businesses should approach these platforms with caution, ensuring they have clear tracking mechanisms in place to evaluate the effectiveness of their ad spend. Yelp Launches AI-Powered Assistant to Streamline Local Search and Bookings Yelp has enhanced its AI-powered assistant, Yelp Assistant, which now goes beyond merely listing businesses. This upgraded tool can answer inquiries, recommend services, and facilitate reservations or appointments through natural language processing. With integrations into platforms like Vagaro, Zodoc, and Calendly, Yelp is evolving from a search engine to a transaction-driven assistant, thereby enhancing the user experience. Why this is important for your small business: While my focus is primarily on B2B technology services, businesses in the B2C sector should take note of Yelp’s new capabilities. Engaging deeply with Yelp’s AI offerings could yield significant benefits, particularly for companies that align well with its audience. Collaborating with Yelp experts may also prove advantageous for those looking to maximize their presence on the platform. Start Vibe coding in AI Studio With Your Google AI Subscription Google has announced that subscribers to Google AI Pro and AI Ultra will enjoy increased usage limits in Google AI Studio, facilitating app creation. This update includes access to Gemini Pro and Nano Banana Pro, simplifying the transition from experimentation to production for developers. Previously, managing API keys and usage charges posed challenges, but the new subscription model allows for better cost assessment before committing to API pricing. Why this is important for your small business: While Claude has garnered attention in the AI space, Google’s advancements in AI Studio position it as a formidable player. As the company continues to roll out innovative tools, small businesses should keep a close watch on developments, particularly with the upcoming Google I/O event on May 19th, which promises to unveil exciting AI innovations. HubSpot Introduces Outcome-Based Pricing for AI Agents Starting April 14 HubSpot has launched an “outcome-based pricing” model for its Breeze Customer Agent and Breeze Prospecting Agent. This approach ties costs to completed tasks rather than just licensing fees. For instance, the cost per resolved conversation has dropped from to [cyberseo_openai model="gpt-4o-mini" prompt="Rewrite a news story for a business publication, in a calm style with creativity and flair based on text below, making sure it reads like human-written text in a natural way. The article shall NOT include a title, introduction and conclusion. The article shall NOT start from a title. Response language English. Generate HTML-formatted content using tag for a sub-heading. You can use only , , , , and HTML tags if necessary. Text: Welcome to The Main Street Tech Report, your weekly roundup of the most important small business technology news. Here are five key developments in AI, automation, and digital tools that emerged this week-and what they mean for your business.Microsoft Officially Says You Don't Need Extra Antivirus on Windows 11Hans-Christian Dirscherl of PCWorld reports that Microsoft has announced Windows 11 users do not need to add third-party antivirus software. According to the company, Microsoft Defender – Windows 11 built-in protection software – has made it “the most secure Windows yet.” Defender is activated by default and continuously updates to protect against malware, suspicious downloads, and phishing websites. Microsoft suggests for those who run multiple devices or implement parental controls may want to add an extra layer of protection but for most users Windows Defender is enough, providing it’s fully updated. (Source: PCWorld)Why this is important for your small business: I’m sure the makers of anti-virus software aren’t thrilled to hear that news, but wasn’t the writing on the wall? I always wondered why anti-virus and malware protection wasn’t already built into a device’s operating system and turns out it is (and probably always was). My advice is to work with your IT professionals to fully configure Microsoft Defender to provide protection, ensure that your users are upgrading their operating system when required and leave out any additional bloatware from anti-virus software makers.OpenAI Turns on Cost-Per-Click Ads Inside ChatGPTOpenAI has switched its ChatGPT ads to pay-per-click pricing in a significant shift from its previous cost per thousand impressions model, Digiday reports. According to details, advertisers can bid between $3 and $5 per click in the Ads Manager interface. Cost per clicks give advertisers more direct, measurable results for customer engagement in comparison to CPMs. And since February, the rate for CPMs has dropped from $60 to as low as $25, decreasing ad revenue for OpenAI. The benefit for advertisers is CPCs allow them to compare their ad spend on other platforms like Google. Gartner analyst Nicole Greene said, “In a world where everything is changing due to AI tech and consumer behaviors, this consistent measurement will help advertisers justify reallocation of spend to OpenAI.” (Source: Digiday)Why this is important for your small business: Sadly, ChatGPT – and likely other AI platforms – is heading down the same “cost-per-click” black hole that Google prefers. And it really is a black hole. My experience with CPC is frustrating and disappointing: Google tells me an ad got a thousand clicks and yet my landing page shows five people hit it. Why the difference? No one ever answers that question and yet my ad budget is duly depleted. Yelp Launches AI-Powered Assistant to Streamline Local Search and BookingsYelp has made significant upgrades to its AI-powered assistant – Yelp Assistant. Instead of just producing listings, the assistant can answer questions, recommend businesses, and complete actions like reservations or appointments. Users can complete these tasks using natural language with Yelp Assistant that can interpret complex queries and requests.Yelp’s large database of reviews and photos help explain why a specific business fits the request. The system is now integrated with platforms such as Vagaro (beauty/wellness), Zodoc (healthcare appointments), and Calendly. Also new is Menu Vision – a feature that allows users to view menus up-close before ordering. Yelp is evolving from a search/discovery engine to a transaction-powered assistant, making the search experience smoother. (Source: Search Engine Land)Why this is important for your small business: My company sells technology services and software B2B so I’m less inclined to use Yelp. But if I were a B2C company or my business was more attuned to Yelp’s audience I would be diving deeply into the platform’s latest AI offerings and integrations. I would probably be using an outside Yelp expert as well. I’ve worked with other small businesses who have done well reaching prospects on Yelp but only after investing a considerable amount of effort and resources to do so.Start Vibe coding in AI Studio With Your Google AI SubscriptionThis week, Google announced that Google AI Pro and AI Ultra subscribers have “increased usage limits” in Google AI Studio to make app creation more accessible. This includes access to Gemini Pro and Nano Banana Pro, making it easier for developers and hobbyists to transition from experiments to production. Before this update, developers had to manage API (Application Programming Interface) keys, quotas and usage-based charges early in the process. Now developers can more easily assess monthly costs before committing to API pricing through this new subscription model. “These benefits offer an easy entry point to developers who would like to experiment and prototype more deeply with AI Studio,” Google stated. (Source: Google)Why this is important for your small business: Claude has been receiving all the “vibe-coding” attention lately (with a little shared with OpenAI) but my prediction is that Google is going to ultimately be the main player, particularly as it rolls out more tools within their AI Studio to help developers create solutions. Keep a close eye on the upcoming Google I/O event on May 19th where I’m expecting the company to announce many blow-your-mind AI developments.HubSpot Introduces Outcome-Based Pricing for AI Agents Starting April 14HubSpot has introduced “outcome-based pricing” for its Breeze Customer Agent and Breeze Prospecting Agent, offering a more valuable way for businesses to leverage AI. Rather than paying just for licenses, HubSpot’s new model attaches costs to completed tasks. According to the company, the cost per conversation has been reduced to $0.50 from $1 per “resolved conversation” by its Breeze Prospecting Agent. For the Prospecting Agent, the cost is $1 per qualified lead. This move by HubSpot demonstrates an understanding that businesses are looking for measurable ROI that could make adoption easier for those who are more skeptical about AI tools. “Businesses are being asked to make big bets on AI right now… Outcome-based pricing removes that risk,” HubSpot’s Chief Customer Officer, Jon Dick, said. (Source: Small Business Trends)Why this is important for your small business:This is a very interesting way to price a product and one that’s more suitable to companies looking for clear ROI on their technology investments. As a CRM provider, it’s always difficult to quantify the value of what we sell. This type of approach makes it a more tangible discussion.“Have a technology story that small business owners should know about? Share it with me on X @genemarks, and it may be featured in a future edition of The Main Street Tech Report.”" temperature="0.3" top_p="1.0" best_of="1" presence_penalty="0.1" ].50, while the cost for qualified leads remains at . This pricing strategy reflects an understanding of businesses' needs for measurable ROI, making AI adoption more appealing. Why this is important for your small business: This innovative pricing model offers a tangible way for businesses to assess the value of their technology investments. As a CRM provider, quantifying value can be challenging, but outcome-based pricing fosters a more concrete discussion around ROI. Small businesses should consider how such models can enhance their technology strategies and drive measurable results. Have a technology story that small business owners should know about? Share it with me on X @genemarks, and it may be featured in a future edition of The Main Street Tech Report." max_tokens="3500" temperature="0.3" top_p="1.0" best_of="1" presence_penalty="0.1" frequency_penalty="frequency_penalty"].50 and maintaining a cost per qualified lead.
AppWizard
April 24, 2026
Joe "Stampy" Garrett, known for his content in the Minecraft universe, has transitioned to a role as a producer at 4J Studios, working on the game Reforj. The development approach emphasizes creativity and community engagement, allowing for flexibility in incorporating player feedback. Key features planned for the game include vehicles and gateways, with the team actively seeking community suggestions to shape development. They share early concepts with the community to gather feedback before committing extensive resources to features. The development of Reforj is ongoing, with a focus on refining the game based on community input.
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