India's internet usage has rapidly evolved, with the Unified Payments Interface (UPI) transforming smartphones into banking hubs and daily tasks being conducted online. Despite this digital shift, many users rely on pre-installed security software, which may not be sufficient against increasing cyber threats. In 2025, nearly one in four internet users in India faced web-based cyber threats, with over 47.5 million threats blocked, averaging about 130,000 daily. Kaspersky's Safe Money feature provides real-time verification of banking and shopping sites, while its anti-phishing capabilities respond to rapidly changing scams. Scammers are using multi-channel approaches, prompting Kaspersky's system to flag suspicious activity across platforms. Credential theft increased by 20% in 2025, with over 225,000 attacks thwarted, and Kaspersky offers identity monitoring to alert users of data leaks. Additionally, Kaspersky Premium provides 24/7 human support for suspicious activities, addressing the limitations of standard antivirus tools in a complex digital threat landscape.