mobile payment

AppWizard
November 6, 2025
- There has been a 67% year-over-year increase in malware aimed at mobile devices. - A 387% rise in IoT and OT attacks has been observed, particularly in the energy sector. - Researchers identified 239 malicious applications on the Google Play Store, which collectively had 42 million downloads. - A significant amount of malware was found in the "Tools" category, where malicious apps disguised themselves as legitimate productivity tools. - The manufacturing sector is a primary target for mobile and IoT attacks, with manufacturing and transportation industries accounting for 20.2% of all observed IoT malware attacks. - Mobile attacks are primarily concentrated in India, the United States, and Canada, with the U.S. being the epicenter for IoT threats, accounting for 54% of incidents. - India leads in mobile attacks at 26%, followed by the U.S. at 15% and Canada at 14%, with India experiencing a 38% increase in mobile threat attacks compared to the previous year. - There is a shift from card-focused fraud schemes to mobile payment methods among threat actors.
AppWizard
October 30, 2025
Cybersecurity researchers at zLabs have identified over 760 malicious Android applications that exploit Near Field Communication (NFC) and Host Card Emulation (HCE) technologies to steal payment data and facilitate fraudulent transactions. Since April 2024, these applications have evolved into a coordinated global operation targeting financial institutions in countries such as Russia, Poland, the Czech Republic, Slovakia, and Brazil. The threat actors have established around 70 command-and-control servers and use Telegram bots for data exfiltration. The malicious apps impersonate about 20 legitimate entities, focusing on Russian banks and international institutions like Santander and Google Pay. They utilize various strategies to compromise payment credentials, including scanner and tapper tools, and employ simplified interfaces resembling legitimate banking portals. The malware activates a Host Card Emulation service during NFC payment events for real-time data relay. To evade detection, the threat actors use name masquerading, code obfuscation, and software packing techniques. This campaign represents a significant escalation in NFC-based financial fraud, highlighting the risks associated with NFC payment privileges.
AppWizard
September 13, 2025
The Central Bank of Egypt (CBE) is collaborating with local banks to introduce card tokenization services for mobile applications on Android devices, following a similar launch on Apple Pay. This initiative involves partnerships with Visa, Mastercard, and Egypt’s national payment system, Meeza, to enhance digital financial transactions and consumer confidence. As of December 2024, there are over 41.5 million Meeza national cards and 50.4 million mobile wallet accounts, which facilitated 1.1 billion transactions totaling EGP 1.54 trillion in the latter half of 2024. The CBE is also upgrading Egypt’s instant payments network, InstaPay, to improve user experience and efficiency.
AppWizard
July 24, 2025
Moscow is set to launch a new device in September that will come with a pre-installed messaging application called Max, aimed at enhancing government surveillance of citizens. This development follows indications that WhatsApp, used by about 70% of the Russian population, may be forced to cease operations in Russia due to new legislation. The Max app is expected to serve as a surveillance tool for the FSB, providing communication, government services, and mobile payment options, thereby increasing government oversight in digital interactions.
AppWizard
July 8, 2025
Jack Dorsey has introduced Bitchat, a messaging app that operates without internet connectivity by using Bluetooth technology for direct messaging. The beta version is available via TestFlight, and a white paper is accessible on GitHub. Bitchat functions as a peer-to-peer platform, leveraging Bluetooth mesh networks to allow users to exchange encrypted messages without requiring internet access, central servers, phone numbers, or email addresses. Messages can travel up to 300 meters by relaying through other devices. All messages are stored on users' devices, disappear by default, and do not pass through central servers, prioritizing user privacy and resistance to censorship. Bitchat allows for group chats called “rooms” and includes a feature for saving messages for offline delivery. Future updates will introduce WiFi Direct capabilities. Following the announcement, all 10,000 beta spots were filled.
Search