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NGate Android malware uses HandyPay NFC app to steal card data
AppWizard
April 21, 2026

NGate Android malware uses HandyPay NFC app to steal card data

A new variant of the NGate malware targets Android users by disguising itself within a trojanized version of the HandyPay app, which is a legitimate mobile payment processing application. This malware, documented since mid-2024, siphons payment card information through the mobile device's near-field communication (NFC) chip and sends the stolen data directly to attackers, who create virtual cards for unauthorized purchases or cash withdrawals from NFC-enabled ATMs. The new variant has been injected with malicious code into the HandyPay app, which has been available on Google Play since 2021. The code includes emojis, indicating the possible use of a generative AI tool in its development. The shift from previous iterations, which used an open-source tool named NFCGate, to HandyPay is likely motivated by financial considerations and the need for evasion, as HandyPay is more affordable and requires fewer permissions. This NGate variant has been active since November 2025, primarily targeting Android devices in Brazil. It employs two main distribution methods: a counterfeit app named “Proteção Cartão” hosted on a fraudulent Google Play page and a fake lottery website that redirects users to WhatsApp to download the malicious APK. Upon installation, the app prompts users to set it as their default NFC payment application, requests their card PIN, and instructs them to tap their card on the phone for reading, transmitting all collected information to an attacker's email address. To protect against such threats, Android users are advised to avoid downloading APKs from outside Google Play, disable NFC when not in use, and use Play Protect to scan for threats.
New NGate Android malware variant uses NFC app to steal card data
AppWizard
April 21, 2026

New NGate Android malware variant uses NFC app to steal card data

A new variant of the NGate Android malware exploits a legitimate NFC payment app, HandyPay, to steal users' card information and PINs, enabling unauthorized contactless transactions. This malicious version of HandyPay, which has been available since 2021, was identified by ESET researchers and is distributed through a fraudulent lottery website and a fake Google Play page. The malware captures sensitive information by prompting users to enter their payment card PIN and tap their card against the device, sending the data to an attacker-controlled phone and exfiltrating the PIN to a command-and-control server. The campaign employs social engineering tactics and requires minimal permissions, relying on users to enable app installations from unknown sources. The attackers use a centralized infrastructure for malware distribution and PIN collection, with evidence of compromised devices in Brazil. The shift to modifying a legitimate application is motivated by financial incentives, as it offers similar functionality at a lower cost compared to underground tools. Users are advised to avoid installing apps from unofficial sources and to ensure the legitimacy of applications before entering sensitive information.
Banking Trojans Targeting Android Users Disguise as Government and Trusted Payment Apps
AppWizard
September 24, 2025

Banking Trojans Targeting Android Users Disguise as Government and Trusted Payment Apps

Since August 2024, a financially motivated threat group has targeted Android users in Indonesia and Vietnam by deploying banking trojans disguised as legitimate government identity and payment applications. The campaign utilizes intricate download mechanisms, reuses existing infrastructure, and employs template-based spoofed sites to evade detection while stealing user credentials. Researchers identified the campaign through suspicious HTML elements on counterfeit Google Play Store pages, with notable domains like icrossingappxyz[.]com featuring deceptive download buttons. The download process involved a WebSocket connection that streamed the .apk file in chunks, effectively bypassing network security filters. The downloaded file, often named IdentitasKependudukanDigital.apk, contained a variant of the BankBot.Remo trojan. Additionally, simpler spoofed sites imitated popular regional applications, such as a clone of the M-Pajak tax-payment app hosted on twmlwcs[.]cc, which was also identified as a BankBot loader. Other variants were found on domains like dgpyynxzb[.]com and ykkadm[.]icu, masquerading as legitimate banking applications. Over the past year, researchers identified over 100 domains associated with this campaign, primarily utilizing Alibaba ISP and registered through Gname.com Pte. Ltd. The operational patterns revealed a focus on Indonesian and Vietnamese victims, with domain registration and DNS queries peaking during Eastern Asia daytime hours. The campaign combines advanced obfuscation techniques with mass-template spoofing to circumvent security controls, highlighting the need for user vigilance and monitoring of unusual WebSocket traffic.
CBE, banks to launch card tokenization on Android mobile apps
AppWizard
September 13, 2025

CBE, banks to launch card tokenization on Android mobile apps

The Central Bank of Egypt (CBE) is collaborating with local banks to introduce card tokenization services for mobile applications on Android devices, following a similar launch on Apple Pay. This initiative involves partnerships with Visa, Mastercard, and Egypt’s national payment system, Meeza, to enhance digital financial transactions and consumer confidence. As of December 2024, there are over 41.5 million Meeza national cards and 50.4 million mobile wallet accounts, which facilitated 1.1 billion transactions totaling EGP 1.54 trillion in the latter half of 2024. The CBE is also upgrading Egypt’s instant payments network, InstaPay, to improve user experience and efficiency.
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