payment Archives

Winsage

September 21, 2026

Pay just $17 and keep Microsoft Office 2019 on your PC

Microsoft Office Professional Plus 2019 is available for .97, down from its regular price of 9. This offer is valid until September 27 and provides a lifetime license for one Windows PC, with no recurring fees. The suite includes applications such as Word, Excel, PowerPoint, Outlook, OneNote, Publisher, and Access, and features enhanced inking capabilities, new analytical tools in Excel, upgraded PowerPoint features, and improved Outlook functionalities. Users receive an immediate email with the download link and license key, which must be redeemed within seven days. The offer supports all languages and includes updates for the 2019 version.

Tech Optimizer

September 20, 2026

How to Remove a Keylogger: 12 Steps, 60 Min [2026]

A keylogger captures every keystroke made on a device and sends that information to an external source. In 2025, infostealer malware, including keyloggers, resulted in the theft of 642.4 million credentials from 13.2 million infections globally. In Australia, approximately 30,000 banking passwords were compromised between 2021 and 2025 due to this malware. The Australian Cyber Security Centre reported over 42,500 calls related to credential theft in one year, a 16% increase. Four main malware families dominate the landscape, with LummaC2 accounting for nearly 60% of credentials linked to infostealers in 2026. Keyloggers can be detected through signs such as typing lag, unexpected antivirus notifications, new browser extensions, and unexplained spikes in outbound data usage. Detection and removal steps include checking running processes, auditing startup programs, reviewing installed programs, running antivirus scans, and resetting passwords from a clean device. Keyloggers can infiltrate systems via phishing emails, malicious attachments, or compromised software downloads. Mobile devices can also be targeted by keyloggers disguised as legitimate apps.

AppWizard

September 19, 2026

Russia’s national messenger app Max found to contain backdoor capable of secret screen captures

Researchers have found that Max, a messaging app mandated by the Russian government, can secretly capture screenshots, access sensitive information, impersonate users, and inject code into other applications. Developed by VK, the app integrates messaging, banking, and government services. Since September 1 of last year, it has been preinstalled on new smartphones, following the blocking of WhatsApp and Telegram. Despite its reach, it is not widely used in political circles, with insiders indicating that compliance with its use is performative.

AppWizard

September 19, 2026

New RatHat Android Malware Uses AI to Steal Banking Logins, PINs and OTP Codes

Security researchers have identified an Android banking Trojan named RatHat, which utilizes artificial intelligence, accessibility features, and Android Debug Bridge (ADB) to steal financial credentials, PINs, and one-time passcodes. Unlike traditional malware, RatHat employs a live AI assistant that interacts with the Android accessibility tree, allowing it to make real-time decisions based on the victim's screen content. The infection typically starts with social-engineering tactics, leading victims to counterfeit download pages where they are tricked into sideloading a malicious APK. Once installed, RatHat prompts users to enable Android Accessibility Service permissions, which it exploits to navigate Developer Options and enable Wireless Debugging. This grants it shell-level ADB access, allowing it to bypass application sandbox restrictions. RatHat deploys two native binaries for executing commands and maintaining a connection to the attacker's infrastructure. It targets banking applications through credential-stealing overlays and can intercept SMS messages for transaction verification codes. Additionally, it can record touch coordinates to reconstruct PINs and unlock patterns. RatHat includes persistence mechanisms to restore itself after removal, and users are advised to perform a factory reset if they suspect compromise. To reduce infection risk, users should avoid sideloading apps from unknown links, deny unnecessary Accessibility Service requests, and refrain from enabling Developer Options or Wireless Debugging for unfamiliar applications.

Tech Optimizer

September 19, 2026

Set Up Bitdefender Antivirus Free: 13 Steps [2026]

Bitdefender Antivirus Free was upgraded to version 27.0.62.355 on September 11, 2026, introducing a new Advanced Threat Defense driver that enhances behavioral monitoring capabilities. The free version is designed for Windows only and promises to remain free indefinitely, lacking features found in paid versions such as anti-tracking tools and a full vulnerability scanner. The installation requires Windows 10 or 11, at least 2GB of free disk space, a local administrator account, an active internet connection, and a Bitdefender Central account. Users must remove any existing antivirus software before installation, and the installation process typically takes 60 to 75 minutes. Bitdefender Free covers one Windows device and offers robust malware detection capabilities, particularly with the Advanced Threat Defense layer. It is recommended to schedule regular scans and check the Notification Center for quarantined items. If uninstalled, the dedicated uninstall tool should be used to avoid leftovers that could interfere with future installations.

AppWizard

September 19, 2026

Russia’s “National Messenger” Turned Out to Be… “Putin Is Watching”

The Russian government is pressuring citizens to download a mobile app called "Max," which has raised privacy and surveillance concerns. Max is a popular messaging platform in Russia and integrates messaging, government services, and payment functionalities. Research by a University of Michigan team found that Max can capture users' screens without consent, access sensitive information, impersonate users, and potentially enable cyberattacks via code injection. Despite these concerns, many Russians still use alternative messaging platforms like Telegram and Signal. Some government officials are using separate devices for Max, indicating unease about its surveillance capabilities. The app is linked to a social media company connected to the Russian government, and President Putin may have an indirect financial stake in it.

AppWizard

September 18, 2026

Revealed: How Russia use mobile ‘super-app’ Max to spy on its citizens

A new messaging and payment app called Max has emerged in Russia, developed by VKontakte, and has become the country's most utilized messaging platform. Max integrates various services, including banking and government services, and has been adopted by tens of millions of Russians. It features extensive surveillance capabilities, allowing it to take screenshots, access information without consent, impersonate users, and potentially conduct cyberattacks. The app's adoption has been largely mandatory, particularly among state employees and students. Despite its rise, Max has not replaced Telegram as a primary news source, and users have raised concerns about privacy and surveillance. Experts warn that Russia's swift implementation of digital control strategies reflects a growing trend of digital authoritarianism.

Tech Optimizer

September 18, 2026

Best Free Antivirus for Windows 2026: 6 to Install, 1 to Skip

Avast Free Antivirus is recognized as the best free antivirus solution for Windows in 2026, achieving a perfect score from AV-TEST. It operates on the same engine as paid versions, providing comprehensive protection. Other notable free antivirus options include Bitdefender Antivirus Free, which is efficient for older systems; Microsoft Defender, a built-in option with solid protection; AVG AntiVirus Free, suited for older hardware; Avira Free Security, which includes additional tools; and Malwarebytes Free, best for cleaning infections. Each product generates revenue through upselling or data collection. Avast scored 99.78% in detection tests, while Bitdefender achieved 97.6%, and Microsoft Defender reached 99.93%. AVG matched Avast with a 99.97% protection rate, and Avira recorded 99.96%. Malwarebytes had a detection rate of 99.57%. Kaspersky is noted as a product to avoid due to misleading trial offers.

AppWizard

September 18, 2026

Android users are getting important Google system updates

Google has released system updates designated as Google System Updates 26.36 for September 2026, applicable to various devices including smartphones, tablets, Android TV, Google TV, Android Auto-compatible vehicles, and Wear OS gadgets. - Bug fixes have improved stability in account management services for smartphones. - Location sharing capabilities have been enhanced in account management for smartphones and Wear devices. - New features for developers have been introduced to facilitate better integration with Google Maps on smartphones. - Devices can now be set up regardless of their operating system for a streamlined onboarding process. - Developers have new features to enhance device connection processes within their applications for smartphones and Wear devices. - New functionalities for location- and context-based processes have been added for developers on smartphones. - Bug fixes related to system management and diagnostic services have been addressed across cars, PCs, smartphones, TVs, and Wear devices. - Updates to system management services have improved device updateability for cars, smartphones, TVs, and Wear devices. - The update allows real-time price adjustments in the shopping basket for PC and smartphone users during checkout. - Smartphone users switching to a new device will receive a notification to re-add their Google Wallet cards for mobile payments. These updates are distributed through the Play Store and are set to automatically install on Android devices. Users can manually initiate the download through Settings > System > Software Updates > Google Play system update.

Tech Optimizer

September 16, 2026

AI helps scammers build convincing antivirus renewal pages

Antivirus renewal scams often begin with messages claiming automatic subscription renewals, leading victims to counterfeit pages designed to collect personal information. These scams impersonate well-known brands and do not indicate that the sender has accessed the recipient's device. Responding to such messages can provide scammers with valuable data, including names and phone numbers, which can be sold or used for further scams. A specific scam site impersonating Avast targeted users in Belgium, falsely claiming a subscription renewal for €129.99. The site appeared polished and requested basic contact information without asking for sensitive data. It contained notes suggesting AI involvement in its creation, indicating it was a half-finished project. To identify antivirus renewal scams, individuals should verify any claimed charges directly with their bank, check subscriptions through official channels, be cautious of cancellation forms requesting phone numbers, treat follow-up calls as potential threats, and avoid installing remote access software. If engagement with a scam occurs, disconnect from the internet, remove any installed software, and change passwords. Tools like Malwarebytes Browser Guard can help block malicious sites, and Scam Guard can analyze suspicious communications.