payment Archives

Tech Optimizer

October 17, 2026

Avast settlement: Who gets a second payment

The Federal Trade Commission (FTC) has raised concerns about Avast's data collection practices through its antivirus software and browser extensions since at least 2014, alleging that it collected sensitive user information. The FTC's settlement order restricts Avast from misrepresenting its data usage and requires the company to pay a total of .5 million to affected users. Claims related to the settlement must be submitted by 2025, with initial payments starting in December 2025. A second round of payments will distribute over .5 million to 91,093 individuals who accepted their initial compensation, with instructions for cashing checks and receiving payments via PayPal and Zelle.

Tech Optimizer

October 16, 2026

NordVPN’s CTO on redefining antivirus for the AI era, and his dream security tool

NordVPN has introduced a new offering called "next-gen antivirus" (NGAV) to address evolving cybersecurity threats, particularly those from artificial intelligence. NGAV aims to redefine online security by protecting against sophisticated threats like socially engineered scams and phishing attacks, rather than just traditional viruses. It operates in the background, alerting users to potential scams, blocking ads and trackers, and removing malware without requiring extensive technical knowledge. The company recognizes that personal AI agents present a new cybersecurity challenge and is developing features to protect these agents. NordVPN has incorporated bespoke AI solutions into its NGAV, using efficient models that can identify phishing attempts while running locally on user devices. The company has also shifted to open-weight models to reduce costs while maintaining capabilities, although sensitive areas like payment processing remain unaffected by AI. Despite privacy concerns regarding AI, NordVPN has not faced significant pushback from customers about its AI features and emphasizes its commitment to not using customer data for model training. Briedis warns that over-regulation could hinder innovation in cybersecurity. Looking ahead, he envisions a comprehensive application that monitors users' digital environments and manages their data presence online, while NordVPN plans to focus on creating localized solutions rather than hardware development.

AppWizard

October 15, 2026

Ledger Atom: Ledger’s $849 Android Security Device Ships 2027

Ledger has introduced the Ledger Atom, a hardware signer designed to run standard Android applications while ensuring robust security features. It operates on a dual-mode system, using Android Open Source Project software for everyday tasks and Ledger OS on a Common Criteria EAL6+ certified Secure Element for sensitive operations. The device features a secure chip, a dedicated screen, and a Privacy Switch to disable the camera and microphone. It is equipped with a 6.77-inch AMOLED display, a 50 MP rear camera, a 32 MP front camera, and connectivity options including 4G and 5G via eSIM. The Atom is a data-only device that does not support traditional voice calls or SMS. It is priced at 9 for the Founders Edition, with shipping expected in the second quarter of 2027.

AppWizard

October 15, 2026

Hirudo Android malware replaces banking apps to evade security checks

Researchers have identified a new Android malware called Hirudo, which steals bank account credentials by replacing legitimate banking applications with modified versions that disable security checks. Hirudo impersonates at least seven banks in Indonesia and targets financial institutions in China, India, Mexico, Morocco, and Thailand. It is delivered through seemingly legitimate applications related to shopping, adult content, or short drama, which prompt users to grant permissions, including Accessibility services. Once installed, Hirudo uninstalls the genuine banking app, downloads a patched version, and uses Accessibility permissions to complete the installation. The malicious app retains nearly all of the original app's code but integrates a hooking engine based on open-source frameworks YAHFA and Dobby, employing evasion tactics such as substituting signing certificates, concealing Accessibility services, disabling screenshot protection, and altering key-attestation certificates. Despite its advanced capabilities, Hirudo has limitations, including a publicly leaked attestation keybox and compromised certificates flagged by Google. Once operational, it can extract sensitive information, stream the screen, access cameras, and use fake checkout pages to collect payment PINs while misleading victims with fabricated success messages. Hirudo represents an escalation in Android banking malware tactics, focusing on the security mechanisms of banking applications. Researchers recommend that banks enhance security measures and that Android users keep devices updated, avoid unofficial APK files, and conduct regular Play Protect scans.

AppWizard

October 14, 2026

Google Wallet is getting 4 handy upgrades — including the ability to scan and organize your receipts

The latest update to Google Play Services, version 26.40, introduces several enhancements to Google Wallet, including: - Receipt scanning and storage, allowing users to save and access purchase records. - An in-app message center for centralized notifications and communications related to transactions. - Improved merchant names for better identification of purchase locations. - A refined payment process for a more seamless transaction experience.

AppWizard

October 13, 2026

New Google Play Services Update Brings New Wallet Features, More

A fresh update for Google Play Services and the Google Play Store has been released, featuring several enhancements. Google Play Services v26.40 includes: - Disabling the installation of the Find Hub app and removing Find Hub capabilities on Aluminium devices. - Enhancements to system management services for improved updatability. - Updates aimed at enhancing device connectivity, performance, and overall stability. - A new feature in Google Wallet that allows users to scan and add receipts. - Google Pay on Chrome for Android now allows users to bypass the Payment Request UI when sharing their name, email, and phone number with merchants. - Improvements to merchant names in transaction notifications from Google Wallet. - An in-app message center added to Google Wallet for better communication. Google Play Store v53.6 includes: - Users will receive summarized insights and direct citations from real user reviews via Ask Play. - New tag chips at the top of the Listen cube in Collections for better content discovery. - Introduction of AI Summary in Community Posts for quick updates on trending discussions.

Tech Optimizer

October 10, 2026

AWS Embeds DuckDB in Aurora PostgreSQL, Enabling Direct Data Lake Queries Without ETL

Amazon Web Services (AWS) has integrated the open-source analytics engine DuckDB into its Amazon Aurora PostgreSQL database, allowing users to query Apache Iceberg tables and Parquet files directly from data lakes without traditional ETL processes. This feature, announced on September 30, 2026, enables seamless access to both operational and historical data in a single SQL statement. Users can enable the aurora_analytics extension, assign an IAM role for S3 and AWS Glue access, and create external tables using standard PostgreSQL syntax. The integration supports Iceberg tables managed by AWS Glue Data Catalog, Iceberg REST Catalog-compatible external catalogs, Parquet files on S3, and S3 Tables. Performance optimizations include predicate pushdown and column pruning on the data lake side, with caching for frequently accessed data. This feature is available for Aurora PostgreSQL versions 17.11 and later, and 18.6 and later, across all commercial regions and AWS GovCloud (US), with no additional charges beyond Aurora compute and S3 request fees. In a separate development, AWS has a significant contract with AI company Anthropic, anticipating billion in cloud-related contractual obligations over several years, with approximately billion projected to be paid to Amazon from a 10-year agreement announced in April 2026. Anthropic's revenue has shown impressive growth, with first-quarter 2026 revenue reaching 0 million and second-quarter revenue at .8 billion. However, risks are present, as a significant portion of Anthropic's revenue comes from a few customers, and many larger clients lack long-term contracts. Amazon has invested .8 billion in Anthropic, with its stake valued at approximately billion as of June 2026.

Tech Optimizer

October 10, 2026

Designing a Concurrent Donation Ledger With FastAPI and PostgreSQL

Every year, billions of dollars flow through online crowdfunding platforms, leading to donor concerns about the allocation of funds. Traditional crowdfunding applications lack transparency, often leaving funds in unverified balances without real-time auditability or guarantees against double-allocations. GoodCause, a social impact platform, aims to address this issue by creating a system that ensures financial integrity and atomic fund distribution. Its architecture is based on mobile-first delivery, atomic auditability, and strict data isolation, utilizing technologies such as React Native, FastAPI, and PostgreSQL. The platform incorporates a mobile client for cross-platform navigation, a backend API for domain-driven routing, a database with Row-Level Security, and a payment gateway for secure transactions. A significant engineering challenge is preventing race conditions and double-spending in concurrent donation scenarios.

BetaBeacon

October 9, 2026

Best 6 Android Games for Fans of Classic Table Games

- Online casinos with lower deposit limits allow players to try out games without committing a large sum of money. - Balatro is a solo card game that involves changing rules and strategy. - 7 Wonders is a strategy game where players must plan their moves and predict their opponents' actions. - MONOPOLY by Marmalade Game Studio allows for property trading and rent collection in a digital format. - Chess - Play and Learn is a digital version of the classic game with a puzzle section for practice. - UNO! Mobile offers events and rule variations for a quicker version of the classic card game.

Winsage

October 8, 2026

Windows 11 Pro is now just $8 for life (Reg. $199)

Microsoft Windows 11 Pro is available for a limited-time offer of .97, down from its regular price of 9. This edition includes advanced features like Copilot, Snap Layouts, Biometric Login, and TPM 2.0, making it suitable for professionals in IT, development, and business sectors. The one-time payment grants lifetime access without recurring fees, and the license includes updates for future enhancements. The offer expires on October 11.