payments Archives

AppWizard

July 8, 2025

Twitter co-founder Jack Dorsey launches a messaging app ‘Bitchat’ that works without internet

Jack Dorsey is developing a messaging application called Bitchat that uses Bluetooth Low Energy (BLE) mesh technology for peer-to-peer communication. The app allows users to send messages over distances greater than 300 meters without the need for mobile data or Wi-Fi. Currently in beta on Apple’s TestFlight, Bitchat emphasizes secure and decentralized communication, sending short-lived, encrypted messages that relay between nearby devices without a central server. It does not require a phone number, email address, or user account, making it resilient against censorship and network outages. Bitchat aligns with Dorsey’s support for decentralized platforms and is inspired by Bluetooth tools used during the 2019 Hong Kong demonstrations.

AppWizard

July 4, 2025

Chaotic hoarders beware, Minecraft is about to get an invasion of copper golem housekeepers

Copper golems and new copper equipment will be introduced in the upcoming Minecraft update, currently in testing for Bedrock and soon to be released as a Snapshot for Java. Players can create copper golems by placing a jack-o-lantern or carved pumpkin on a block of copper, which will then organize items in treasure chests. Copper will also become a legitimate equipment tier, with durability between stone and iron, allowing players to mine faster than with a stone pickaxe, but not unlocking additional materials. Copper is abundant in Minecraft's generated worlds, making it ideal for early-game use.

Winsage

July 4, 2025

I can’t escape Microsoft because I’m hooked on these 5 apps

The author expresses frustration with Windows 11, citing its clunky interface and issues with updates, yet continues to use it daily due to its compatibility and driver support. They also rely on Microsoft 365 products, including Outlook, OneDrive, Phone Link, and Excel, for various tasks. Outlook is preferred for managing correspondence, OneDrive allows access to PC folders from a phone, Phone Link facilitates easy communication between devices, and Excel is favored for its extensive functionality in spreadsheets. Despite considering alternatives, the author remains committed to these Microsoft applications due to their integral role in their workflow.

AppWizard

July 3, 2025

Russian Authorities Trial Restrictions on Telegram and WhatsApp Ahead of Proposed Messenger Ban

On July 1, Russian authorities began a nationwide trial to restrict access to messaging platforms Telegram and WhatsApp, following President Putin's signing of legislation for a state-controlled "sovereign messenger." Users across Russia reported outages of these services around 11 PM on June 30, with nearly 12,000 outage reports for Telegram and 1,500 for WhatsApp recorded within 24 hours, primarily from the Nizhny Novgorod region and the Republic of Tatarstan. Analysts view this as a "targeted shutdown" in preparation for a potential complete ban, noting that competing platforms did not face similar issues and that access was quickly restored via VPN. This trial follows a law enacted on June 24 for the development of a state-controlled messaging platform under FSB supervision, with plans for features like encrypted chats and digital ID. Additionally, legislation approved earlier in June requires the establishment of a national messaging platform by 2026 to replace foreign applications for official and public use.

AppWizard

June 29, 2025

7 must-try Android apps you didn’t know you needed until now

JustWatch is an app that helps users find specific films or series across multiple streaming platforms. Skyscanner is a flight aggregator that finds affordable travel options and offers information on hotels and car rentals. Paprika Recipe Manager compiles recipes, manages pantry ingredients, and generates grocery lists. Coolors generates harmonious color palettes for design purposes. Too Good To Go connects users with restaurants selling unsold food at reduced prices, promoting sustainability. Spin the Wheel is a decision-making tool that randomly selects options for various choices. Splitwise tracks shared expenses among friends or family, simplifying financial interactions.

AppWizard

June 29, 2025

Hackers Spying on Android Phones in Real Time, Targeting 500+ Bank, Crypto and Payment Apps To Steal Sensitive Data: Cybersecurity Firm

A new version of banking malware is targeting Android devices, allowing cybercriminals to capture login credentials and manipulate banking applications in real time. This malware uses an advanced virtualization technique to hijack legitimate banking apps by installing a malicious host application that creates a controlled sandbox environment for the targeted app. Users are redirected to this virtualized instance, where their actions are monitored and manipulated, enabling the interception of sensitive information. The malware targets nearly 500 financial applications globally, including major banks in North America, the UK, Canada, and Europe, as well as cryptocurrency wallets and digital payment platforms.

AppWizard

June 29, 2025

Russia Launches State-Run Messaging App

Russia has introduced a state-backed messaging application, announced by President Vladimir Putin, aimed at providing a homegrown alternative to platforms like WhatsApp and Telegram. The initiative addresses national security concerns and seeks to enhance control over the digital landscape. The app will facilitate messaging, bill payments, form completions, and access to official records, all on a single platform. It promises standard messaging features and enhanced security measures. However, there are concerns about privacy and potential government surveillance, which may affect user adoption. This initiative is part of Russia's broader strategy to foster a self-sufficient technology ecosystem.

AppWizard

June 26, 2025

Sends Messenger sees rapid growth, expanding user base in India

Sends Messenger has gained popularity as a leading chat application in India, experiencing a significant increase in downloads due to its focus on secure messaging. The app prioritizes privacy with features such as end-to-end encryption, user anonymity, and a no data-sharing policy. It offers a user-friendly interface with advanced security options, including self-destructing messages and private group chats. The development team is working on adding payment solutions within the app for seamless money transactions. The app's growth is fueled by rising awareness of digital privacy and the demand for secure, feature-rich platforms in India's large market of over 800 million smartphone users. Sends Messenger is available for download on the App Store and Google Play.

AppWizard

June 24, 2025

Android users get another option to pay later with Klarna on Google Pay

Klarna has integrated with Google Pay, enhancing Buy Now, Pay Later (BNPL) options for consumers during online checkout. This integration began on June 24 and will be available on select Android apps and websites that support Google Pay. Klarna's chief commercial officer, David Sykes, stated that this partnership advances the company's mission to offer transparent and adaptable payment solutions. Google Pay has been expanding its BNPL offerings since 2024, incorporating providers like Affirm and Zip. Additionally, Google has updated its card information interaction methods to include biometric security measures. There are also indications of a new feature for Google Wallet that would allow users to add cards via NFC technology, although users will still need to enter the card's CVV for security. The NFC Forum has suggested plans for broader NFC technology capabilities.

AppWizard

June 23, 2025

Best Android apps to split bills in 2025

Traveling or dining out with family and friends can lead to challenges in splitting bills. Various bill-splitting applications are available to simplify this process. Splitwise allows users to track expenses, create groups for bill-splitting, and input entries offline, supporting multiple currencies. It has a free version and a paid plan for full functionality. Settle Up enables users to share expenses equally or differently, with a feature that allows non-users to join via a shareable link. It supports various currencies and provides real-time exchange rates, with both free and paid versions available. Splid offers features for group travel, accommodating uneven shares and supporting over 150 currencies. Users can download expense summaries in PDF or Excel formats and use the app online or offline. Venmo is a mobile payment platform that allows easy money transfers and cost-splitting among friends, with no-fee transfers for shared expenses. Tab is designed for dining, allowing users to upload a bill photo, select items to pay for, and automatically calculate each person's share, including tax and tip, while integrating with Venmo for payments.