Elon Musk's XChat will launch on the App Store on April 17 as a standalone encrypted messaging application focused on privacy, featuring end-to-end encryption, no advertisements, and a no-tracking policy. Initially part of the X platform, XChat was developed to compete with messaging services like WhatsApp, Telegram, and Signal. The app allows global communication using X accounts without requiring phone numbers, offering cross-platform capabilities unlike iMessage. XChat utilizes a Rust-based architecture with advanced security features and plans to incorporate peer-to-peer transfers and cryptocurrency payments with X Money in 2026, potentially disrupting traditional payment systems. Additionally, it may leverage Grok AI to provide users with various lifestyle services, posing challenges to Google's advertising and search traffic.