Microsoft 365 Personal is currently priced at .99 for a one-year subscription, while the Family plan is available for .99. The suite includes applications like Word, Excel, and PowerPoint, along with features such as Microsoft Defender, Microsoft Editor, functionalities in Microsoft Teams, Clipchamp, and 1TB of OneDrive storage per user. Earlier this year, Microsoft raised the annual cost of Personal plans from .99 to .99 and Family plans from .99 to 9.99. The latest version includes AI credits and access to Copilot across various applications. Users can stack their Microsoft 365 subscriptions for up to five years to take advantage of discounted rates. To redeem a subscription purchased through platforms like StackSocial, users must visit the Microsoft account services page, sign in, select "Redeem a code or prepaid card," and input the received code.