Russian authorities are advancing legislation that requires banks to verify customer financial transactions through the state-controlled messaging platform, Max, as part of the "Antifraud 2.0" initiative, which is awaiting its second reading in the State Duma. The proposed law mandates confirmation via the government messenger for all significant remote actions, but lacks clarity on what constitutes a significant action. The National Financial Market Council has opposed the initiative, labeling it as legally excessive and costly, and expressing concerns about the security risks and technical limitations of the platform. Experts argue that existing banking security measures are more effective than those proposed, and users of Max have reported being subscribed to pro-war channels without consent, indicating a lack of trust in the platform among officials and employees.