A wave of mobile malware is targeting Android users in India, posing as legitimate banking applications. This malware can fully compromise infected devices, stealing sensitive data, intercepting communications, and conducting unauthorized financial transactions. It typically spreads through deceptive "dropper" apps via phishing messages on platforms like WhatsApp, SMS, or email, often disguised as system updates or official banking apps. The malware requests extensive Android permissions, allowing it to read and send SMS messages and intercept two-factor authentication codes. It operates stealthily, bypassing Android’s battery optimization features, and can manipulate notification content. All captured data is transmitted to attackers, enabling potential financial fraud and identity theft. Users are advised to install apps only from trusted sources, be skeptical of unexpected installation prompts, and review permission requests carefully.