Minnesota ranks 39th in the number of cybercrime victims per 100,000 residents and 8th in average loss per victim, indicating significant financial damage from cyber incidents. Many residents lack sufficient insurance for cyber-related losses, leaving them to bear recovery costs. Small businesses are particularly vulnerable to phishing and ransomware attacks, often unprepared for recovery. There is a lack of diversity in cybersecurity tools, with many relying solely on antivirus software and free solutions that offer inadequate protection. Awareness of essential tools like VPNs and anti-ransomware software is low. Limited public education on online safety leaves individuals and employees of small businesses susceptible to scams. The healthcare sector is frequently targeted by ransomware attacks, and local industries face unique cyber challenges due to outdated systems. Reliance on outdated technology increases vulnerabilities, as these systems often lack necessary security features and are incompatible with modern cybersecurity tools.