bank transfers Archives

AppWizard

May 20, 2026

Nationwide banking app update ahead of Fairer Share £100 decision

Beginning Thursday, Nationwide customers can conceal payment references on incoming bank transfers within the app. This feature aims to help prevent abusers from using banking systems to maintain unwanted contact and control over survivors. Domestic abuse charities have raised concerns about payment references being used for harassment, with some abusers sending messages or threats through these references. Nationwide's initiative empowers customers to control what is visible in their accounts. Approximately 4.2 million women in the UK have experienced economic abuse, which can include controlling bank accounts and monitoring financial activity. Nationwide's vulnerability support team assisted 312 customers facing abuse in 2025, an increase from 213 the previous year. The organization has also established “safe spaces” in hundreds of branches for domestic abuse support. Campaigners urge other banks to assess how banking features might be exploited by abusers, and Nationwide is considering extending similar functionalities to Virgin Money customers in the future.

AppWizard

November 7, 2025

5 Free Android Apps That Help You Save Money Every Day

Upside is a cashback app that rewards users for spending on dining, gas, and groceries, partnering with over 100,000 merchants. Users earn cashback by selecting offers, making purchases with a linked card, and uploading receipts. Frequent users can earn an average of 0 annually and can cash out through bank transfers or gift cards. Ibotta focuses on cashback for specific products at retailers like Walmart and CVS, allowing users to browse offers, apply them, and upload receipts for cashback. It features promotional bonuses and generic offers. PocketGuard is a budgeting tool that aggregates financial data from linked accounts, categorizes transactions, and helps users set savings goals and spending limits. The free version covers essential needs, while advanced features require a paid subscription. Fetch allows users to earn points by snapping photos of shopping receipts, which can be redeemed for gift cards or Visa cards. Points convert at a rate of 1,000 points for in gift card value, with redemption starting at 3,000 points. Rocket Money, formerly Truebill, helps users manage recurring subscriptions by consolidating accounts and providing transaction sync, spending tracking, and payment alerts. The paid plan offers automatic subscription cancellations and bill negotiation services.

AppWizard

August 26, 2025

Kremlin-Mandated Messaging App Constantly Spies On Users

Russia has mandated that all new smartphones and tablets sold within its borders come pre-installed with a messaging application called Max, developed by VK. Security experts have raised concerns about Max's functionality, describing it as a potential privacy risk due to its "excessive tracking" of user activities. The app lacks cryptography and is considered insecure by design, serving the purpose of surveillance. Max, which launched in March, is available to users with Russian and Belarussian phone numbers and features an AI chatbot, GigaChat 2.0, as well as functionalities for travel bookings and bank transfers. It requests permissions to access standard device features like the camera and microphone and is largely based on the earlier messaging service TamTam. Starting September 1, it will be required that Max is pre-installed on all mobile devices sold in Russia, alongside the domestic app store RuStore on Apple devices. Additionally, the government plans to enforce the installation of Lime HD TV on all smart televisions beginning January 1 of the following year.

AppWizard

August 12, 2025

“The Timeline Is Uncertain” — Steam and PayPal Divorce, and Valve Says It’s All About Money

Valve's Steam platform is currently facing issues with PayPal transactions, affecting users' ability to make purchases in certain currencies. As of early July 2025, PayPal's acquiring bank has stopped processing transactions for currencies beyond six designated ones: EUR, CAD, GBP, JPY, AUD, and USD. Valve has communicated a hope to reinstate PayPal support for other currencies in the future but has not provided a specific timeline. Users are advised to explore alternative payment methods or use Steam Wallet codes. The situation has raised speculation about a potential link to Valve's recent game censorship policies, but no concrete evidence supports this connection. Users can still purchase games using credit or debit cards, bank transfers, and local payment methods, as well as redeeming Steam Wallet codes.

Winsage

May 4, 2025

Do Not Open This PDF On A Microsoft Windows PC

Microsoft has warned about the increasing use of PDF attachments in cyberattacks, particularly during the U.S. tax season. Attackers have been using PDFs with embedded links that redirect users to counterfeit pages, such as a fake DocuSign site. TrustWave SpiderLabs has identified a new campaign involving a fake payment SWIFT copy that leads to a malicious PDF containing obfuscated JavaScript, which downloads a script that conceals the RemcosRAT payload using steganography. This technique involves hiding links within images, making them difficult to detect. The latest attacks begin with phishing emails containing malicious PDFs that direct victims to harmful webpages, facilitating the delivery of RemcosRAT, a trojan that allows remote control of compromised systems. Users are advised to be cautious of emails labeled “SWIFT Copy” and to delete suspicious emails immediately.

AppWizard

February 4, 2025

Martin Lewis warning on bank app payment to Ryanair, JustEat and others

Martin Lewis, founder of Money Saving Expert, cautioned about the "pay by bank app" options at online checkouts, noting that while they streamline transactions, they lack consumer protection compared to credit card payments. These methods, increasingly used on platforms like JustEat and Ryanair, involve selecting a bank and authenticating via biometrics, but function as bank transfers, which do not provide protections like chargeback rights or Section 75 of the Consumer Credit Act. Section 75 allows credit card users to claim refunds for faulty goods or services. A KPMG UK survey found that over two-thirds of respondents with recent payment issues were more inclined to carry cash, with 22% having experienced such problems.