payment solutions Archives

AppWizard

October 30, 2025

Android Users Can Finally Score Cheaper Apps

Android users in the United States can now purchase apps using alternative payment methods and pricing strategies as Google opens its Play Store in response to a court ruling against its monopolistic practices. Developers can promote app prices and subscriptions outside the Play Store and include external links to alternative storefronts. They are no longer required to use Google Play Billing and can integrate other payment systems like PayPal or credit cards. This change is part of a court injunction that will remain in effect for three years, until November 1, 2027. Currently, these modifications are limited to the United States and do not apply to other regions.

AppWizard

October 30, 2025

Google finally opens up the Play Store’s gates in the US

Google will allow Android users in the United States to download applications and make payments outside of the Play Store starting October 29, 2025, due to a court ruling in its legal dispute with Epic Games. Developers will be able to inform users about alternative app availability and pricing, link to external app stores, and offer payment options beyond Google Play Billing, such as credit cards and PayPal. This change marks a departure from previous policies that restricted app makers from advertising external payment solutions. The court's injunction requires Google to comply with these changes until November 1, 2027. The changes currently apply only to users in the United States.

AppWizard

October 28, 2025

Arattai Rising: Can India’s Homegrown Messenger Challenge WhatsApp’s Throne?

Arattai, a messaging app in India, gained significant traction in September and October 2025, reaching over 5 million downloads on certain days and surpassing established platforms like Telegram and Snapchat. Its rise was supported by media attention, endorsements from government officials, and alignment with Prime Minister Modi's Swadeshi initiative. Union Home Minister Amit Shah's switch to Zoho email led to a 100-fold increase in Arattai's traffic within three days. The app offers end-to-end encryption for voice and video calls but lacks full encryption for text messages by default. It has a “secret chat” feature and plans to implement comprehensive encryption. User data is stored in Indian data centers, and the app aims to maintain a privacy-focused approach without relying on public cloud providers. Arattai faces challenges in competing with WhatsApp, which has over 500 million users and offers extensive features such as UPI payments and default encryption. For long-term success, Arattai needs to standardize encryption, enhance its infrastructure, and build an ecosystem with integrated payment solutions and business tools. Overcoming user inertia from WhatsApp, establishing a strong brand identity, and navigating regulatory scrutiny are also critical for its growth.

AppWizard

September 21, 2025

Developer of NSFW games says Valve won’t let them add adult content in updates, now it has to be DLC

In recent months, adult game developers have faced challenges due to pressure from the anti-porn advocacy group Collective Shout on payment processors, leading to stricter policies on the distribution of erotic games (eroge). A developer from Crimson Delight reported on Reddit that they can no longer add new adult content to existing titles on Steam unless it is released as downloadable content (DLC), a shift from previous practices. Despite a positive review experience, the developer noted that Valve is under pressure from payment processors, resulting in stricter rules for adult content. This change impacts developers like those behind Summertime Saga, who rely on community feedback for new content, as it requires that additions be fully completed before release. Crimson Delight does not blame Valve for these changes, acknowledging that adult games contribute only a small fraction to Steam's overall earnings. Additionally, attempts to use cryptocurrency payments to bypass restrictions have been hindered by past fraud issues, with 50% of such transactions being fraudulent during a 2016 experiment.

AppWizard

September 13, 2025

CBE, banks to launch card tokenization on Android mobile apps

The Central Bank of Egypt (CBE) is collaborating with local banks to introduce card tokenization services for mobile applications on Android devices, following a similar launch on Apple Pay. This initiative involves partnerships with Visa, Mastercard, and Egypt’s national payment system, Meeza, to enhance digital financial transactions and consumer confidence. As of December 2024, there are over 41.5 million Meeza national cards and 50.4 million mobile wallet accounts, which facilitated 1.1 billion transactions totaling EGP 1.54 trillion in the latter half of 2024. The CBE is also upgrading Egypt’s instant payments network, InstaPay, to improve user experience and efficiency.

AppWizard

August 4, 2025

Another game store threatened with de-listing, says “no plans to remove any titles” but warns games like GTA at risk

Zoom Platform is facing scrutiny over adult content in gaming, similar to issues experienced by Steam and itch.io. The platform has engaged in discussions with payment processors PayPal and Stripe due to concerns raised by advocacy groups. Iconic games such as Grand Theft Auto, Duke Nukem, and Saints Row are considered potentially at risk of de-listing. In response, Zoom Platform is implementing measures like Two-Factor Authentication and a new wallet system to enhance security and manage funds. The platform aims to support artistic freedom and prevent de-listings, while currently partnering with major payment processors. Grand Theft Auto 2 was recently removed from Steam, but it remains available as abandonware. Zoom Platform offers classic Duke Nukem games, which fans hope will stay accessible.

AppWizard

July 8, 2025

Jack Dorsey’s new messaging app works without internet. What is Bitchat?

Jack Dorsey has introduced Bitchat, a messaging app that operates without internet connectivity by using Bluetooth technology for direct messaging. The beta version is available via TestFlight, and a white paper is accessible on GitHub. Bitchat functions as a peer-to-peer platform, leveraging Bluetooth mesh networks to allow users to exchange encrypted messages without requiring internet access, central servers, phone numbers, or email addresses. Messages can travel up to 300 meters by relaying through other devices. All messages are stored on users' devices, disappear by default, and do not pass through central servers, prioritizing user privacy and resistance to censorship. Bitchat allows for group chats called “rooms” and includes a feature for saving messages for offline delivery. Future updates will introduce WiFi Direct capabilities. Following the announcement, all 10,000 beta spots were filled.

AppWizard

June 26, 2025

Sends Messenger sees rapid growth, expanding user base in India

Sends Messenger has gained popularity as a leading chat application in India, experiencing a significant increase in downloads due to its focus on secure messaging. The app prioritizes privacy with features such as end-to-end encryption, user anonymity, and a no data-sharing policy. It offers a user-friendly interface with advanced security options, including self-destructing messages and private group chats. The development team is working on adding payment solutions within the app for seamless money transactions. The app's growth is fueled by rising awareness of digital privacy and the demand for secure, feature-rich platforms in India's large market of over 800 million smartphone users. Sends Messenger is available for download on the App Store and Google Play.

AppWizard

June 24, 2025

Android users get another option to pay later with Klarna on Google Pay

Klarna has integrated with Google Pay, enhancing Buy Now, Pay Later (BNPL) options for consumers during online checkout. This integration began on June 24 and will be available on select Android apps and websites that support Google Pay. Klarna's chief commercial officer, David Sykes, stated that this partnership advances the company's mission to offer transparent and adaptable payment solutions. Google Pay has been expanding its BNPL offerings since 2024, incorporating providers like Affirm and Zip. Additionally, Google has updated its card information interaction methods to include biometric security measures. There are also indications of a new feature for Google Wallet that would allow users to add cards via NFC technology, although users will still need to enter the card's CVV for security. The NFC Forum has suggested plans for broader NFC technology capabilities.

AppWizard

February 19, 2025

Tencent’s messaging app Weixin launches beta testing with DeepSeek

Tencent Holdings Limited generates its net sales primarily from the following activities: - Development of mobile applications (54.8%), which includes online gaming platforms, instant messaging systems (notably QQ), gaming software, photo downloading applications, and online payment systems. - Development of electronic payment solutions and services (26.5%). - Online advertising services (17.1%). - Other ancillary services (1.6%). China accounts for 93% of Tencent's net sales.