Transaction Network Services (TNS) has launched a capability called Bring Your Own App (BYOA) for operators in the payment industry, allowing them to create and deploy customer-facing applications on TNS's Android-based unattended payment terminals. BYOA simplifies payment processing, compliance, and certification by managing card capture, PIN collection, encryption, EMV processing, and payment certification. Each operator's application must be approved and signed by TNS before execution on the terminal. This model enables operators to focus on enhancing customer experiences without the usual security and compliance burdens. BYOA is available across TNS's Android-based unattended payment terminal platform, including retail and fuel payment terminals.